What is WhatsApp pay feature and how to use it

WhatsApp Pay is an in-chat payment feature that permits users to form transactions via WhatsApp to their contact list. it’s UPI-based payments service that permits you to both send and receive money. it had been developed by the National Payments Corporation of India (NPCI).

When was WhatsApp Pay launched?

WhatsApp Payment feature was launched in February 2018 in India as a part of an attempt run. Payments through WhatsApp were introduced to 1,000,000 users under a partnership with ICICI Bank. On February 7, 2020, the messaging app received NPCI’s approval to roll out its digital payment service during a phased manner. within the first phase, WhatsApp will offer payment services to 10 million users within the country.

How to Setup WhatsApp Pay in Phone

To use WhatsApp Pay, a user must initiate a payment to a contact. Once the request is received, the user can found out their UPI account on WhatsApp.

How to use WhatsApp Payment Option

WhatsApp Pay: Mode of transaction

Users can send money directly through chat by tapping on the share file icon and selecting ‘payment’. The ‘payment’ section is out there on the shortcut menu. Users can check their transaction history and account details therein section. The payment system works on the Unified Payments Interface (UPI) method, where fund transfers are often initiated without having to supply checking account numbers and IFSC codes of recipients.

WhatsApp Payment: Mode of transaction

This feature allows users to send money only to their contacts after which it enables UPI ID. WhatsApp Pay users could enter the UPI ID and send money. Through QR code, WhatsApp users also can send money to people that aren’t in their contact list.

Download WhatsApp Pay for Android

Download WhatsApp Pay for Android

If you are thinking that you have to download any other app for whatsapp payment option, then let us tell you that it is not so. To use this feature, you have to update your old whatsapp app from Google Play Store.

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